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NON-STG PURCH FEE On Bank Statement Explained

If you live in the UK and have a UK bank account with Lloyds bank, Halifax, Barclays or any other UK bank, you might see the NON-STG PURCH FEE on your bank statement.

There are a number of reasons why this charge may appear on your bank statement, however the most common reason is that you may have recently bought some products from a foreign company and have been charged a small additional purchase fee. Read on to find out what else you could be charged for.


This charge comes about whenever you buy physical or digital goods online from a company that primarily operates from another country or supplies goods from a foreign country.

You can also get this charge if you use your card abroad. The charge basically means Non-Sterling Purchase Fee.

When I logged into my bank account I came across the unfamiliar charge and upon clicking on it, it gave me a clue as to what it could be.

I quickly realised that the NON-STG PURCH FEE charge was for some motivational clothing from Visual Humans РThey are a new clothing brand I heard of through a friend and I bought the clothing because of their unique designs.

Even though the company was registered in the UK, the products were being printed from the United States and hence the small charge. (It was only a few pence.)

What To Do When You Get The Charge

If you believe that your card has not been used abroad or you have not made any purchases from foreign companies you should contact your bank immediately. This could prevent any further charges being taken from your account.

If indeed you did make a payment and you did not expect the charge, you can contact the company you bought goods from and ask them for an explanation as to why the charge was taken and why they did not inform you beforehand of the charge.

You can probably also get a refund but this is based on the refund policies of the company.


This is another charge that could potentially show up on your bank statement if you make foreign purchases. The charge stands for Non-Sterling Transfer Fee. It also occurs when you make foreign purchases.

Either way, these two charges seem connected and will probably move together.


Next time you make a purchase on a foreign website, have a look at the terms and conditions to ensure that your are charged correctly for your purchase.

You should contact your respective bank for more information on your bank charges. There are a number of ways to learn more about bank charges including visiting your bank’s website, referring to your bank policy handbook or contacting your bank by walking in to the branch, calling on phone or through email.

Disclaimer: I am not a professional financial adviser, nor do I work in a bank. All the opinions shared here are my own and do not necessarily make them fact.

You should always refer to your bank policy statement handbook for detailed information on bank charges and how to use your money abroad.


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